Reasons to check the expiry date of your debit card
Reasons to check the expiry date of your debit card
The wallet that you carry every day contains check cards, credit cards, and cash, and some people carry it in their bags or pockets. Check cards can be used to withdraw cash from ATM machines, and can be usefully used for payments at supermarkets and restaurants. One unfortunate thing is that you cannot continue to use the check card issued once. Like gift certificates, they have an expiration date.
Debit cards can be used for 5 years from the date of issuance. It is also the right way to refer to the benefits and use it for a period of time. Let’s find out why you should check the expiration date of your debit card. 신용카드 체크카드 유효기간
What if the check card validity period expires? 좋은뉴스
If the validity period of the debit card expires, the debit card cannot be used. Other debit cards are similar. Since there is an expiration date, it may be better to get a new reissue before expiration. There are many different types of debit cards.
You can easily check the expiration date of your debit card by checking MONTH / YEAR on the front of your debit card. A total of 16 digits of 4 digits above is the number used for payment at online shopping malls. The back of the check card is yours with a name pen, so you can sign it.
Most importantly, never lose your debit card. That is, you must not lose your wallet. In case of loss, there may be hassles such as reissuance of ID, various check cards, and suspension and reissuance of credit cards. You must take good care of your wallet.
Reissuance of check card after expiry date
If the debit card has expired, you must reissue it at the bank. When reissuing, you must bring your ID card and bankbook associated with the debit card to get a new debit card issued. Alternatively, you may receive a receipt by mail. You can find out about receiving by mail by visiting the bank and consulting.
You can continue to use the reissued debit card as before. Since you are using the amount in your bank account, it may be useful to moderate your consumption to some extent. How much money you spend per month can also vary from person to person.
If you are an office worker, if you have a monthly salary, you will first save in advance, pay utility bills with the remaining amount, and live with the remaining amount. Saving money is also preparation for the future, and when you look back on the past, saving money can be a great opportunity.
There are devices that support the pay function even on smartphones, but there are stores where the pay function is not available, so some people carry a debit card in their wallet. The magnetic part that recognizes the passbook when entering the ATM must never touch the smartphone. You may not be able to use your passbook, so you have to be careful.
Below is an article to help with finance. Please note that this is useful information about finance and investment. It is information that you may need in your daily life, so knowing it is a good opportunity to broaden your perspective.
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Why Debit Cards Help You Spend Wisely
Pre-saving and post-consumption is an important part of investing. Saving money may be a good option in these days of low interest rates, but debit cards have as many benefits as credit cards. It may be good to use these benefits while taking advantage of them.
The good thing about debit cards is that unlike credit cards, there are no overdue payments. In other words, because you use the amount in your bank account, you will think about it once more when you buy the product you want. It makes me think, “Do I really need a product like this?” again.
Money may be limited because you have to live for a month with the remaining money after pre-savings. Credit cards carry the risk of delinquency if you do not control your spending. Wrong consumption habits can lead to frustration, so it is also a part to be careful of. Find out why you must check the expiration date of your debit card. If you find out information related to finance, I hope it will be useful information ~!