Credit Finance Association Card Point Integrated Inquiry Account Deposit
hello? This is Moobee. Today, I would like to inform you about the ‘credit finance association card point integrated inquiry account deposit’.
Card point integrated inquiry
Card point integrated inquiry
Through ‘Fortech’ card points, up to rational consumption
This year, people of all ages and genders are still enthusiastic about financial technology. Recently, four-tech (card point/jae-tech), which uses hidden card points, is gaining popularity and is attracting attention with the MZ generation. 여신금융협회 카드포인트 통합 조회
Consumers use credit or debit cards, but they tend to be indifferent to the accompanying ‘card points’. Card points are as useful as cash, but many people do not use them because they are not interested or do not know how to use them. 좋은뉴스
According to the Financial Supervisory Service’s ‘Point Status of Full-time Card Companies’, as of the first half of last year, as of the first half of last year, credit card points were dormant at a whopping 2 trillion won, and most card points are valid for ‘5 years’. said there was.
If you do not know where and how many card points you have, you can conveniently manage hidden points using the Credit Finance Association ‘Card Point Integrated Inquiry & Account Deposit Service’.
Aiming at Fortech, card companies are introducing a lot of cards with a high point accumulation rate and products and services that can be used together with the accumulated points.
A representative example of Shinhan Card was ‘The More Card’, but unfortunately, due to the recent reduction in card fees, new issuance was stopped on the 31st of last month. It is often rumored to be a ‘Hyeja Card’, and it is known that there were many people who rode the last train for issuing the card just before the discontinuance of the card.
Shinhan Card Themore
Shinhan Card Themore
To add to the explanation for current users, the Themore Card earns points for less than 1,000 won per transaction when paying more than 5,000 won without any monthly accumulation limit or number of times as long as the monthly usage record of 300,000 won is met.
For example, if you collect 5,900 won and pay with a card, 900 points will be accumulated, and if you pay 11,500 won, 500 points will be accumulated. △Baedal nation △Yogiyo △Netflix △YouTube Premium △Melon △Mobile communication fee, etc., when you pay with the Themore card at special stores, you can earn double points. If you pay 10,900 won with the Themore card at Baedal Minjok, you will earn 1800 points.
These accumulated points are converted into dollars and deposited into a Shinhan Bank dollar deposit account or Shinhan Financial Investment overseas investment possible account. In this case, the exchange fee is waived.
MyShinhan Point is Shinhan Financial Investment’s ‘stockback service’ that enables decimal investment in overseas stocks. My Shinhan Point 1 point is traded at the value of 1 won. You can purchase overseas stocks with MyShinhan Points by selecting the desired overseas stock, clicking ‘Buy’, and then checking ‘Use Stockback Service’. The Starback service has been designated as an innovative financial service by the Financial Services Commission and can be used for a limited time until March 17th.
Shinhan Financial Investment Stock Back Service
Shinhan Financial Investment Stock Back Service
In the case of Hana Card, you can purchase gold and silver through ‘Hana Money’, which is the point of Hana Card. You can purchase gold in units of at least 0.0001g and silver in units of at least 0.01g through the ‘Sengold’ corner of the Hana Members app. In addition, you can trade ‘Hwantech’ in the currency exchange wallet corner and foreign stocks at the overseas stock corner.
Hana Card Points Hana Money
Hana Card Points Hana Money
Lotte Card launched the ‘Loca Money Card’ last year and earns 1% of the usage fee as points called Loca Coins for domestic and overseas usage. The accumulated Loca Coins can be used to pay △short-term/long-term card loan interest △Lotte Card payment.
Lokamoney Card
Lokamoney Card
Cards that save a portion of brokerage trading commissions have also appeared. KB Kookmin Card has launched the ‘KB Financial Points Card’, which accumulates up to 5% of KB Securities trading fees as financial points. A minimum of 0.5% to a maximum of 5% financial points can be accumulated depending on the monthly performance of the card, and the accumulated points can be used in various ways, such as △automatic loan interest payment △automatic deduction of insurance premiums △automatic deduction of telecommunication charges.
KB Kookmin Card Financial Point Lee
KB Kookmin Card Financial Point Lee
As such, card companies are launching various products and services related to Fortech. However, since it is possible to finance only with card points, there is a disadvantage that if you focus on points, you will not be able to plan consumption. Card points are a ‘bonus’ if used well, but ‘harm’ if used indiscriminately.
It would be better to think of card points as a ‘gift’ that comes as an added bonus when using the card. When specific plans, rational consumption, and the basics of ‘four-tech’ are followed, it will be the most luminous way to finance.
How to convert card points into cash
Share the card point cashing service available online with people close to you!
[STEP 1] Access the Credit Finance Association card point integrated inquiry site. (PC and mobile phone available)
– Deliver link via messenger ☞ Refer to the Credit Finance Association link https://bit.ly/34aE4Np
– Search for ‘point integration inquiry’ on the portal site
[STEP 2] After accessing the site, click the ‘Integrated Inquiry & Account Deposit’ menu.
[STEP 3] Check the agreement to the collection and use of personal information.
[STEP 4] Proceed with identity verification.
※ Fees, CVC, and card password are not required. If you ask for this, suspect fraud!
– Card authentication: ARS authentication after entering mobile phone number and card number
– I-PIN authentication: Enter the I-PIN ID and password
– Mobile phone authentication: text authentication after entering name, date of birth, and mobile phone number
[STEP 5] Click ‘Agree to delegation’ to use the service.
[STEP 6] Click Card Point Account Deposit to check the points, and then click Apply for Account Deposit.
[STEP 7] After entering the bank name and account number, press OK to complete the card point cashization!
– checkpoint
You can apply for deposit only to an account in your name that has been verified as a normal account through account verification.
– Real-time deposit processing card company (when applying from 00:30 to 23:30)
BC Card, Shinhan Card, Woori Card, KB Kookmin Card, NH Nonghyup Card
– Real-time and next business day deposit processing parallel credit card company
• Hyundai Card
Real-time deposit possible Application time｜08:00-23:00
• Hana Card
Real-time deposit possible Application time｜06:00-22:00
* For deposit requests outside of these hours, deposits are processed sequentially at the first real-time deposit available application time after application
– Next business day deposit processing card company
Samsung Card, Citi Card, Post Office, Lotte Card
▶ Available card points
– BC Card
– KB Kookmin Card
– KDB Industrial Bank
– Gwangju Bank KJ Card
– Lotte Card
– Samsung Card
– Shinhan Card
– Citi Card
– Woori Card
– Jeonbuk Bank JB Card
– Jeju Card
– Kakao Bank Card
– Toss Bank Card
– Hana Card
– Post office card
– SC First Bank
– BNK Kyongnam Bank
– K-Bank Card
– IBK Industrial Bank
– Hyundai Card
– NH Nonghyup Card
– BNK Busan Bank
– DGB Daegu Bank
– Suhyup Card
* BC cards of KB Kookmin, NH Nonghyup, Shinhan, Woori, and Hana Card are searched by the relevant card company, not BC Card.
Withdrawal/transfer is possible from 1 point (=1 won) for each representative point of each card company that can be exchanged 1:1 with cash.
▶ Precautions when applying
– This service can only be used by individual members and cannot be used by corporate members.
– You can apply for account deposit only once per day per credit card company.
– Each credit card company has a different account transfer processing period.
– Upon completion of the card point account transfer application, the points are used and the deposit application is processed immediately, so cancellation or correction is not possible.
▶ Inquiries
– Credit Finance Association Customer Center｜☎ 02-2011-0700
– KFTC Customer Center｜☎ 1577-5500
– Customer center of each credit card company
The government and financial institutions never ask for fees, card passwords, CVC information, etc. for card point deposits, etc.
Please let your neighbors know to prevent voice phishing and smishing in advance.
☞ Go to card point inquiry/deposit/donation https://bit.ly/3r6loYa